Obesity has become a big problem in the U.S., especially as the pandemic rages on. Have you put on the “quarantine 15?” Given the anticipated weather for Nebraska this winter, plus the ongoing pandemic, taking off that weight may be more challenging than usual.
We’ll provide tips on how to stay active in the winter and motivation on the benefits of reducing your weight. We’ll also look at reducing the cost of your life insurance because life insurance for overweight individuals can be a bit more expensive.
How to Stay Active in the Winter
Staying active this upcoming winter can be challenging, but below, we will look at several ways to do just that.
Create Your Own Gym at Home
Creating your own gym at home can be a lot of fun. You can arrange and customize your gym to your liking and work out at your leisure, not having to worry about other people that you usually have to deal with in gym culture.
Some things you can add to your gym are pullup bars, a treadmill, an elliptical, and weights. To keep you motivated, invite a family member or close friend to be your workout partner. It’s easier to hold yourself accountable when you have someone to work out with you.
Explore Wintery Outdoor Activities
Exploring wintery outdoor activities in Nebraska can be exciting. Though many places like the Lincoln Railyard canceled outdoor activities at their locations in 2020, many have reopened and are offering things like ice skating, skiing, and sledding.
You can even just take a walk in the snow or build a snowman with your family or friends. Whatever you decide to do, make sure you layer up and enjoy yourself.
Check Out Your Local Community Center
Local community centers have a lot of different things you can do to stay active during the winter. You can take part in community service activities like volunteering at a soup kitchen or donating clothes to a homeless shelter.
Community centers usually have an activity every day of the week, including yoga, knitting, and playing games. Visit your local community center to see what activities they’re doing and how you can get involved.
Staying active during the winter months is so important for your mental and physical health. It’s easy to get depressed when there are fewer hours of sunlight in the day. Getting active will help fight both depression and stress. Make sure you take care of yourself and find ways to enjoy the season.
The Benefits of Reducing Your Weight
Reducing your weight has many benefits. Below, we will look at each benefit in more detail.
When you have more weight, fat can develop in your neck, disrupting your airways while you sleep. Losing weight helps reduce your chances of getting sleep apnea and enables you to breathe better while lying down.
Positive Self-Image and Self-Esteem
Do you struggle with low self-esteem? Do you deal with depression and anxiety? Studies show that though there isn’t a definite correlation between positive self-image and weight loss, people tend to handle depression and anxiety better when they’re in shape and healthy.
If you have a poor self-image and low self-esteem, losing weight might help with those. There’s no guarantee that it will, but you should try and see what happens.
Less Joint Pain
Joints can be inflamed, stressed, and even damaged from being overweight. Reducing your weight can help alleviate some of that stress and inflammation. You may have to deal with the damage done to your joints, but at least you can eliminate two of the three ailments. Stressed joints can lead to other issues, so it’s important to do what you can to help them.
Fewer Chances of Having a Stroke
Excessive fat in the body can elevate your blood pressure, making you more at risk for a stroke. Limiting the amount of fat in your body helps blood flow and helps your heart stay healthy.
When you choose to lose weight and live healthier, you’re a role model for your children, too. The example of the parents significantly affects childhood obesity.
How to Reduce the Cost of Your Life Insurance
As stated previously, life insurance for overweight individuals can be more expensive, but there are ways to reduce the cost of your life insurance. Let’s look at some of those ways below.
When providers see that your health is in good condition, they are less likely to charge you higher premiums. By exercising and eating healthier, you can reduce your monthly premium and save money.
Avoid processed sugars, artificial trans fats, and refined carbohydrates. Eat more greens, fish, and fruits. Exercise at least 15 to 20 minutes every day. Your body will thank you, and so will your wallet.
Examine Your Policy for Hidden Fees
Be mindful of what’s written in your policy when it comes to hidden fees. Some providers will charge you administrative fees for paying monthly instead of yearly. They will also add on extra features like death benefit riders and disability income riders. Check to make sure you don’t have these things in your policy unless you feel like you need them.
Get Term Life Insurance
Term life insurance is insurance that covers you for a specific amount of time. The premiums for this type of insurance are lower than premiums for whole or other life insurance policies. You can convert your term policy into a whole life insurance policy, but just know that it will cost you more. Some term policies can have terms up to 30 years.
Many insurance providers have varying quotes for their policies. See which one best suits your needs. It helps when you stay with the same provider for years and years, but don’t feel like you have to be bogged down by that. If you find a provider that offers a cheaper rate, by all means, go with them.
Reducing Your Middle
Reducing your middle has many benefits. For your sake and posterity’s sake, choose to live healthily and eat well. It’s very tempting to hunker down and wait for winter to be over, but do your best to enjoy the season. Go outside and be a part of your community.
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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Ahmedabad Local journalist was involved in the writing and production of this article.